Martin Lewis warns older people not to bin State Pension letter that contains details of back payments

dailyrecord.co.uk:

Martin Lewis has warned hundreds of thousands of people, mostly women over State Pension age, not to bin a letter they may receive over the coming weeks thinking it’s a scam - it’s not, and could be worth a small fortune.

The letters contain details about potential State Pension underpayments and could be worth tens of thousands of pounds.The financial guru took to social media to share the details, urging his 2.4 million followers on X (formerly Twitter) to “spread the word” about this “important” letter, which is being issued by Hm Revenue and Customs (HMRC).

Martin briefly explained how people who took time off work to look after their children between 1978 and 2010 may have been underpaid their State Pension.The issue affects mostly women in their 60s and 70s who may have Home Responsibilities Protection (HRP) missing from their National Insurance (NI) record.

This was a scheme designed to help protect parents’ and carers’ entitlement to the State Pension and was replaced by NI credits from April 6, 2010.HMRC is using NI records to identify as many people as possible who might have been entitled to HRP between 1978 and 2010 and have no HRP on their NI record.