ADVICE COLUMN: Guidance on buying your first home
dailyrecord.co.ukHello and welcome to this month’s advice column, writes Kevin McCarthy.Buying a new home can be a daunting process and you may not know where to start or how the process goes, so this month I’ve asked Craig McIntosh from local estate agency and mortgage broker firm, The Home Hub, to give you some guidance on buying your first home.Finding the perfect first home is an exciting yet often daunting process.
It requires careful planning, research, and self-reflection. With today’s housing market constantly changing, it is particularly helpful for first time buyers to understand how best to approach your search.Here are some key steps to guide you in finding your ideal first home.The Lanarkshire Live app is available to download now.
Get all the news from your area – as well as features, entertainment, sport and the latest on Lanarkshire’s recovery from the coronavirus pandemic – straight to your fingertips, 24/7.The free download features the latest breaking news and exclusive stories, and allows you to customise your page to the sections that matter most to you.Head to the App Store and never miss a beat in Lanarkshire - iOS - Android Consider factors such as the number of bedrooms and bathrooms, required amenities, such as local transport, and whether you need a home office or a back garden.Prioritize your needs, as these are the non-negotiables that will narrow your search.It’s always best to speak to a mortgage adviser to confirm your borrowing capacity and outline any restrictions on what you can and can’t buy.This will help you to filter options and ensure that you focus on homes within your financial reach.You should also consider additional costs such as insurance, utility bills and maintenance fees.Once you have a
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