Liam James Payne (born 29 August 1993) is an English singer and songwriter.
He rose to fame as a member of the boy band One Direction.
Payne made his debut as a singer when he auditioned for the British television series The X Factor in 2008. After being eliminated as a solo performer, he auditioned again in 2010 and was put into a group with four other contestants to form One Direction
Premium Bonds £25 prizes to increase despite fund rate drop - NS&I explains why
manchestereveningnews.co.ukPremium Bonds holders may be puzzled as to why there's an increase in the number of £25 prizes in the December draw, despite a drop in the overall prize count.
Nationwide Saving and Investments (NS&I) is to cut the prize fund rate for their popular savings product from 4.4 percent to 4.15 percent starting with the December draw, resulting in the odds of winning for each £1 Bond falling from 21,000 to one to 22,000 to one.
According to figures from NS&I, approximately 260,000 fewer prizes will be awarded in December compared to October, with the total prize pool decreasing by about £25 million.
Interestingly though, the amount of £25 prizes is set to rise, up from 1,490,033 in October to 1,509,458 in December. When questioned on how prize distribution is determined, an NS&I spokesperson explained: "The number of prizes at each level will vary each month dependent on the prize fund with the exception of the £1 million prizes which is always two." The provider also stated said that the Premium Bonds prize structure is divided in this way: These are how the number of prizes will change from the December prize draw, compared to October: Every £1 Bond has an identical chance of winning, meaning purchasing additional Bonds can enhance one's odds.
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