'I'm a money saving expert - here's five easy ways to cut the cost of Christmas gifts'
manchestereveningnews.co.ukA money expert has shared tips on how to have a debt-free Christmas with advice on how to shop for gifts efficiently. Sally Mills, 47, supports clients with clearing their debts and says that the lead up to Christmas can be one of the most stressful times of year for people managing their money.
The mother-of-four works for charity Christians Against Poverty and advises people to stop “buying for the sake of it”. READ MORE: UK households issued £615 water bill warning as prices set to soar She suggests a family-wide Secret Santa so everyone only buys one large gift rather than small gifts for everyone, which becomes expensive quickly.
Sally said that making a mutual agreement with more distant family members helps to avoid buying unnecessary gifts. Pinterest is full of fantastic DIY gift ideas and charity shops are abundant with great presents for your loved ones, she said. "Ultimately you can't buy people's love," Sally explained. "Christmas is about spending time with your loved ones, no matter what age.
Nobody wants to see their parents or loved ones stressed trying to pay for something beyond their reach. But there are ways to reduce the costs." Grandmother-of-two Sally says she has been doing Secret Santa with her family for the past four years.
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