Cash-strapped families in the region are being urged to seek help before sinking deeper into debt. The cost of living crisis coupled with Christmas credit card spending make January one of the toughest months of the year for many.
And it leads to increased demand for support from agencies such as Dumfries and Galloway Citizens Advice Service. Chief executive, Phil Stewart, this week urged people facing mounting debt as rising bills hit home, to seek help.
Mr Stewart said: “We all know Christmas and New Year is a time to celebrate and for buying our nearest and dearest presents and having a great time. “But we know we can all over extend ourselves and sometimes that can come back and bite us. “In the last few years that has happened, putting us under a lot of pressure, plus with energy prices going up there is so much more to contend with. “Every household is different, but it can cost up to £100 a year more now and even pre-payment meters can mean people are devoid of heating and lighting.
It is certainly bleak for folk.” He added: “I was actually reading in newspapers the other day that people are now facing day to day essential goods rising due to the problems in the Far East with goods having to travel longer from the Red Sea and Suez Canal and going the long way round.
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