We’re pretty happy to chat with our friends about most things these days - relationships, mental health and politics are rarely off the table in close kinship.
However, one thing that can still feel a little awkward is the subject of money. As careers progress and all our lives take their own paths, it’s natural for our bank accounts and where we can afford to socialise to differ.
Whether you are the highest or lowest earner, Britain's first Black and female Chartered Financial Planner Makala Green knows how to jump over the hurdles of contrasting pay cheques with ease... “We've all been there - a friend orders the most expensive steak on the menu while you trail through the menu to find the cheapest salad – only for the bill to then be split and you're forced to pay much more than you bargained,” relates Makala. “When facing financial difficulty or earning less than friends, it can make you feel ashamed and embarrassed.The best thing you can do is be upfront about your financial situation.” “You don't need to show them your bank statement or what's in your purse, but instead share enough financial information so they can offer understanding and support where relevant,” she continues. “As painful as it may seem to discuss the vulnerable topic of money with your friend, whether wealthier or not, there are many benefits, so why not give it a go.” Okay, so you’ve made the brave decision to have the money conversation...
How to broach it If you earn less money… “You want to be open and honest about your financial limits, from what you can afford to what is completely not possible,” Makala says. “To be able to do this you need to do a bit of solo homework to increase your knowledge. “You should set up a budget for your.
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