managing finances at the best of times, but the knock-on effect of the coronavirus pandemic means it may be even more difficult for some people to make their final pay of the year stretch into the new one.
Thousands of workers and people claiming benefits are paid earlier in December than they usually are in other months so the money will need to last until January's pay arrives.
While many people will b reluctant to think about finances ahead of Christmas, making small changes now could have a huge impact next month - and ease some potential money-worries.
To help you make it through to the end of January, Andy Barr, a personal finance expert and co-founder of online price tracking website alertr.co.uk, shares eight tips to help you make.
Read more on dailyrecord.co.uk
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