This festive period will be a different type of holiday for many households due to the ongoing cost of living crisis. Soaring energy bills and record-breaking inflation means that money matters are at the forefront of spending, prioritising practical needs and staying in the black rather than stretching household budgets to breaking point.This week presents the perfect opportunity to make sure you are claiming everything you are entitled to.
The downtime away from work, or just taking advantage of the change in routine due to the seasonal shutdown, means everyone can take a few minutes to check they are maximising their income - whether they are in work or not.
Many people mistakenly believe there is a stigma attached to claiming benefits, but it’s worthwhile noting an estimated £15 billion state support from the Department for Work and Pensions (DWP) went unclaimed over the last year.The Scottish Government recently launched a new website, offering a 'one stop shop' to help households and individuals quickly check for additional support - find out more here.The main one to check your eligibility for is Universal Credit which is designed to help households on a low income or out of work.The UK Government states that a person may be able to get Universal Credit if:You are on a low-income or out of workYou are 18 or over (there are some exceptions if you’re 16 to 17)You are under State Pension age (or your partner is)You and your partner have £16,000 or less in savings between youYou live in the UKIf you live with your partner, their income and savings will be taken into account, even if they are not eligible for Universal Credit.It is worth noting that you won't be able to get any of the means-tested benefits if your
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