Hello and welcome to the June edition of my monthly mortgage tips column.This month I want to focus on the process of buying a new build property.
You will probably have noticed various new build estates cropping up in East Kilbride and across Lanarkshire over the last few years, ranging from the large building companies to smaller developers.
The Lanarkshire Live app is available to download now. Get all the news from your area – as well as features, entertainment, sport and the latest on Lanarkshire’s recovery from the coronavirus pandemic – straight to your fingertips, 24/7.The free download features the latest breaking news and exclusive stories, and allows you to customise your page to the sections that matter most to you.Head to the App Store and never miss a beat in Lanarkshire - iOS - Android You may prefer to buy a brand new home fresh out of the wrapper.You also won’t need to compete with other buyers and end up paying way over the asking price, which is a very common trend right now for older properties.New build purchases mean you can avoid a bidding war with others and don’t have the disappointment of your best offer not being high enough.The first step, as with any new purchase, is getting your ‘Mortgage In Principle’ agreed for the relevant mortgage you’ll need for the property, a mortgage broker such as ourselves can help with this.The next step would be to make an appointment with the builder’s sales office so you can go in and discuss what plots are available and when they are due to be completed.At this stage, most new builds will either be under construction already or due to start shortly.The sales agent will give you a window of anticipated completion over a two or three month period, due to
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