5 per cent deposit mortgage scheme starting next month.The mortgage guarantee scheme will be available to current home-owners as well as first-time buyers looking for a property for up to £600,000.The initiative will be available from April and is designed to increase the appetite of lenders to offer high loan-to-value (LTV) mortgages to creditworthy customers across the UK.
The scheme will provide a guarantee to lenders across the UK who offer mortgages to people with a deposit of just 5 per cent.However, Money Saving Expert Martin Lewis is encouraging anyone considering it to choose carefully.Speaking during a special Budget edition of the Martin Lewis Money Show Live on Thursday, the consumer champion explained the new scheme to viewers.
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