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New car and home insurance rules could help existing customers save money

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Don't miss a thing by getting the day's biggest stories sent direct to your inbox New car and home insurance rules will benefit new customers, it has been announced.

The new measures set to be introduced to stop car and home insurers from imposing so-called loyalty penalties on customers. The Financial Conduct Authority (FCA) said it is cracking down to end the practice where existing customers are offered quotes that are higher than new ones.

Insurers will be required to offer renewing customers a price that is no higher than they would pay as a new customer. The FCA explained: "This means that consumers have to shop around and switch every year to avoid paying higher prices for being loyal. "It also distorts the way the market works for

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