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ADVICE COLUMN: Mortgage broker leads you through steps to securing new home
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dailyrecord.co.ukiOS - Android The first thing you should do is look to get a mortgage ‘Decision In Principle’ agreed so you know what your parameters are when looking to buy a new home, such as purchase price, borrowing amount and what deposit you’ll need.To do this, you would have an initial appointment, which can be done over the phone or face to face, and during this the adviser will gather your basic information such as employment status, income and any credit commitments you pay, like credit cards or loans.Your broker will then calculate what the likely borrowing amount is available and submit an initial application to the relevant lender(s).Once agreed, this gives you the approximate purchase price you can look at when searching for properties and.
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