workplace or private pension scheme is that you can usually start taking money out of them from the age of 55, which is over 10 years earlier than you can make a claim for your State Pension.
If you are a member of a workplace pension scheme, you generally require the consent of the employer or ex-employer to take benefits early and in some instances, you may also need the consent of the pension scheme trustees.If you have a private pension, you don’t need the consent of an employer or the pension provider to take benefits early - if the terms and conditions of your contract allow you to do this.
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