Financial Conduct Authority (FCA) to lend money legally. Those who aren’t authorised by the FCA are breaking the law and known as loan sharks.
Loan sharks often work from home, charge very high rates of interest and don't give you much paperwork to confirm the arrangements they've made with you.
They usually have lots of customers and lend money like a business - but their lending is illegal.Loan sharks often take other illegal action to collect the money they've lent you, such as threatening violence or taking away your credit cards or valuables.If someone who has lent you money, threatens you or is violent, contact Police Scotland immediately.
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