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Halifax launches UK's cheapest ever mortgage - but there's a catch

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Get the day's biggest stories sent direct to your inbox so you never miss a thing High street banking giant Halifax has launched the UK's cheapest ever mortgage.

However, as with most good things, there's a catch. The two-year option is 0.9%, and it beats the previous lowest rate of 0.94% from HSBC, launched last month .

But the Halifax deal does have some strings attached that buyers need to take into account. READ MORE : M&S in hot water with mums over 'offensive' name of £1 bakery item Firstly, you'll need a 40% deposit or equity built up in your house to qualify for the rate, and it is only available for people remortgaging.

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