InsuretheGap, which provides guaranteed asset protection) car insurance, found that 14 per cent of under-34s use PCP, compared with just seven per cent of over-55s and nine per cent of those aged 35 to 54.
Motorists in south-west England are most likely to buy a car outright (78 per cent), while in Scotland the figure is just 59 per cent, although Londoners are least inclined 44 per cent.InsuretheGap.com boss Ben Wooltorton said: “However people buy their car, buying a car is one of the biggest purchases most people make, and drivers should consider how to protect their investment.“If a car is written off or stolen, insurance companies will only pay the value of it at the time of the incident, not the amount originally paid for it.
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