iOS - Android Many people fall into the trap of going on to what is called a ‘Standard Variable Rate’ with their mortgage lender.This means that your initial deal has expired and you’re usually on a higher rate, which can fluctuate if rates change, making it more difficult to budget your money effectively each month.We recommend taking a look at which rate you’re on first and see when it expires, if not already.If you’re on a Standard Variable Rate, then now is the time to look at your options.
You have two choices at this point.Either complete a rate switch with your current lender to go on a new deal with them if it’s available or, alternatively, look at re-mortgaging with another lender.You may be able to get a better overall deal,.
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