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Martin Lewis shares quick way for couples to make £400 free cash this month

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dailyrecord.co.uk

Martin Lewis has shared a nifty and very quick way for couples to earn some free cash. There are currently three banks offering up to £200 to new customers who leave their old bank and move their financial services, including Direct Debits to them.Writing in the latest edition of the MoneySavingExpert.com (MSE.com) newsletter, the consumer champion, said: “If you're unhappy with your bank, switching to a new one is quick and easy these days - and now's a great time to do it as banks are currently offering up to £200 free cash for your custom.”A recent Twitter poll by the consumer champion found that 55 per cent of couples over-60 are happy keeping their money in a joint account while 70 per cent of younger couples said separate accounts are best, especially “if you've different money personalities - such as a saver with a spender”.The award-winning financial journalist has created a full guide to each of the switch offers available right now on MSE.com, but we’ve picked out the highlights that might tempt you.The key thing to remember about switching is that you must use the Current Account Switch Service (Cass).

The Cass service ensures payments and all money coming in and going out is protected from any digital mishaps.Martin explained that there is a £2 monthly account fee , but “as long as you log in to the relevant mobile app each month, and have a minimum of two direct debits of £2+/mth, you get £5 cashback, so you're £3/mth up.

The min monthly pay-in is £1,250 - it's a way of making you pay your income in, but you can always take it out the next day.”Frequently praised by MSE.com for its top-rated customer service in online satisfaction polls, people switching to First Direct might also qualify for a £250

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