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Help is at hand if you feel yourself being swamped by debt over Christmas and New Year

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dailyrecord.co.uk

Everyone is being urged to get help and support on money and debt worries before they fall into serious debt.The current energy crisis, ongoing pandemic and Christmas spending may see more people struggling financially.With rising energy costs, keeping your home warm over winter will also cost people more money.Councillor John Shaw, convener of finance, resources and customer service for Renfrewshire Council, said it is important to reach out for help and support as early as possible.“Christmas can be a stressful time of the year.

Most of us feel the same pressure to spend money on presents, food and celebrating with loved ones.“Add on the energy crisis - with rising energy costs and people being moved to other suppliers - as well as the

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